Home Insurance Navigator: a free Claude plugin for homeowners

Home Insurance Navigator is a skill for Claude. It answers your home insurance question first, checks time-sensitive rules against official sources (state insurance departments, statutes and program websites) when Claude has web access, and explains your next steps in plain English.

It covers non-renewal and cancellation notices, FAIR Plans and other insurers of last resort, windstorm pools, mortgage requirements, and basic coverage concepts. The plugin is instructions only: it has no server, no scripts and no connectors, and it does not collect data.

U.S. homeowners who have received a non-renewal or cancellation notice, who are being pushed toward a FAIR Plan or another insurer of last resort, or who want to understand a coverage choice before they make it.

Detailed Coverage Clock resources cover California, Florida, Louisiana, Massachusetts, North Carolina and Texas. For other states, the plugin points you to that state's insurance department instead of implying full coverage.

• “My insurer sent a non-renewal notice in California. What are my deadlines and next steps?”
• “Explain California FAIR Plan coverage and what a DIC policy adds.”
• “My lender says my homeowners policy is ending before closing. What are my options?”

• It does not give quotes, and it does not sell, bind or issue insurance.
• It is not legal or insurance advice. It is not an insurer, agent, broker, lawyer or regulator, and it does not guarantee eligibility, premiums, coverage or claim outcomes.
• It will not ask for Social Security numbers, policy numbers, passwords or bank details.

Information is general and educational. Confirm anything important with your state insurance department or a licensed professional.

In Claude Code, run these two commands:

1. Add the marketplace.
2. Install the plugin.

/plugin marketplace add syedemazali-alt/prime-dev-force-plugins
/plugin install home-insurance-navigator@prime-dev-force-plugins

In claude.ai:

1. Open Customize.
2. Open Plugins.
3. Choose Add marketplace and enter syedemazali-alt/prime-dev-force-plugins.
4. Add Home Insurance Navigator from that marketplace.

Source code and license (MIT): github.com/syedemazali-alt/prime-dev-force-plugins. Current version: 1.0.0.

Coverage Clock and the Home Insurance Navigator plugin are both published by Prime Dev Force LLC. When a Coverage Clock guide or calculator would help, the plugin may link to it and say that it is the publisher's own site. Those links carry a utm_source=claude_plugin tag so we can count visits that come from the plugin, and the plugin only links to Coverage Clock pages that contain no affiliate links.

The plugin is not made or endorsed by Anthropic.

The plugin is instructions only and runs inside your own Claude session. Prime Dev Force does not receive your conversations. Anything you type is handled by Anthropic under Anthropic's privacy policy. If you follow a link to coverageclock.primedevforce.com, the site's normal analytics and cookie disclosures apply.

More: Privacy Policy · Terms of Service · About Coverage Clock

Questions or corrections: emaz@primedevforce.com