What Louisiana’s New 60-Day Non-Renewal Law Actually Says
As of July 1, 2026, Louisiana insurers must give at least 60 days’ notice before a homeowners policy is non-renewed — double the old 30-day standard. This page is just the statute — quoted directly and explained in plain language.
The statute, in its own words
“The notice of nonrenewal shall be mailed or delivered at least sixty days before the expiration date of the policy.”
— La. R.S. 22:1335(A) (as amended by Act 182, eff. July 1, 2026)
This is a genuinely current change, not old news — Louisiana doubled its notice period from 30 to 60 days, and the change took effect this year. If you’re reading an older guide that still says “30 days,” it’s out of date. Act 182 also amended several related statutes (R.S. 22:887, 22:1266, 22:1267, 22:41(9)) covering cancellation notices and other property/casualty lines on the same 30-to-60-day schedule.
What this actually means for you
- Your insurer must mail or deliver written notice at least 60 days before your policy expires if they’re non-renewing it — up from 30 days for policies affected before July 1, 2026.
- Nonpayment of premium keeps a much shorter 10-day notice, regardless of this change.
- The law also requires insurers to state the specific reason for non-renewal in writing — no vague language.
- Because this changed recently, double-check the date on your actual notice against July 1, 2026 if there’s ever a dispute about which version of the law applies to your policy.
Need the fuller picture?
This page exists to explain the law itself. For the complete order-of-operations guide — what to do first, the insurer-of-last-resort program, and current 2026 market data — see the full Louisiana guide.